You can easily still do this. You just take out money from the PSLOC, put it into your checking account, then put it back into the PSLOC.
Scotia just saves you the administrative burden. Nothing is different.
I don't know who you are, but I'm 99% sure you're talking about me. I suspect we did our MA together. And I'm seeing you on Sunday. Asshole.
I went to Bond, I have an MA, and BA from Canada, and I worked for my now-employer in a non legal capacity for years. I was gold medalist at Bond.
> best that the gold medalist from Bond could do
Flattered. Sort of. I love my role, and it is highly competitive to get in here. I also changed to another employer before coming *back* to my first employer (they approached me). I beat out more experienced lawyers from Osgoode and U of T for the spot at the other employer (a media and entertainment role. It was great. They just downsized and I saw the writing on the wall). I also had two job offers on the table when I accepted back at my first employer, both mid 100's in terms of pay. I turned those down. I say this not to brag, but to demonstrate that - practically - once you have your foot in the door your school matters less than your ability to perform. But your school still matters.
Look. There are two issues here: (i) how good is Bond?; and (ii) how good are career prospects in Canada for those that attended Bond? People conflate the two and it annoys me.
The answers are:
(i) excellent. Bond is practically focused. Thunder Bay has modeled their system after Bond (the Dean of Thunder Bay came from Bond), and they are eligible to forego articling. The reason? Practical focus, and practical experience. I was mooting from week 1, mediation, negotiations, drafting, research memos etc. The teaching was excellent - the lawyers were all practitioners and were less about ivory tower theory than they were about practical lawyering. But there was both. I loved that. The lifestyle is great, travelling great. But tuition is insane. I didn't even apply to Canadian schools, so I was in your shoes with wanting a different experience.
(ii) Not as good. The reality is there is a stigma in the Canadian legal community about NCA students. Some of it is deserved. I went to school with a lot of entitled coasters that came home to a job from mom and dad. It drove me crazy. The NCA process is now harder than before, I was exempt from NCA exams. The point: apply in Canada first. Do not rely on the NCA route. It has a lot of challenges. It may be easier to apply and get in now, but the work to get a good job will be just as hard on the back end. Except by then you're buried in student loans.
PM me if you'd like to talk.
This is true but having the flexibility to not be required to make payments in 1L is appealing to many student likely not working. Learning the demands if law school in 1L is stressful enough without stressing about making a minimum payment on your LOC without any income coming in. That is why I went with Scotia.
This was not the case when I looked into TD which offers 125,000 whereas Scotia offers 135,000 for law students. Just for accuracy's sake.