One of my courses in my last term (now) has a very unfair grading procedure and it's all group work. The highest I can get from this class is probably a low 80, meaning it will bring all my gpas down. But if I drop it (today's the deadline), I would only have 3 courses in my final term, which looks pretty bad since UofT does consider your course load. Suggestions? Current B3 predicted 3.84-85 without this class. Probably 3.83 with this class.
They consider you for the scholarships in the link posted above without any effort from you, but other scholarships are awarded through the application that's available in the financial section of the student center! You also get grants/bursaries through that as well.