It is going to be online for sure. We aren't going to vaccinate enough people by then and the threat of variants is too high. There is no way universities will be in person for fall 2021.
UBC has no problem accepting 3rd year candidates provided you have the requisite credits. Are you sure you don’t want to finish your degree? I know some people who’ve expressed regrets about not finishing their degree but it’s not otherwise a hindrance in getting a job, all things being equal.
@Evander1992, with a 175 you should be able to get into law school somewhere. But are you prepared to abandon your part-time academic lifestyle and focus hardcore on academics full time?