cGPA: 3.41 (out of 4.33)
My personal statement is fairly strong and I will also soon have a Master's Degree (currently in Grad School, will finish soon). I will include that in the application/statement.
What are my chances of acceptance?
As I understand it, and someone please correct me if I'm wrong, the transcript requests processed electronically by OLSAS won't be submitted until the application has been submitted. So the Ontario transcripts can be received after Nov 1 as long as the application is submitted by Nov 1. However, transcripts which have to be processed outside the system have to be received by OLSAS by Nov 1.