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Ichigo

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  1. The only thing that matters is that you can get funding at a good interest rate. Scotia has the best offerings, but that doesn't mean that you're out of options if they decline you. In my experience, the bank that you have the longest history with is the one that usually helps you out in situations where your credit isn't up to snuff.
  2. Since you don’t know who your reader is the potential of it making them cringe is too high. What if your reader doesn’t even know who you quoted? I say don’t risk it. Be creative and find another way to make your point.
  3. I do feel like the conversion system is unfair. It just feels like an anti-competitive hurdle since for some potentially admissible students they're now at a strong disadvantage despite having good grades. Personally, I was somewhat surprised at how much lower my official conversion was compared to what I graduated with during my undergrad (around 5%). Although, I was aware of the fact that my computed grades would most likely be lower as per UBC's website. I guess this whole issue is just another consequence of having multiple grading schemes & schools not reporting percentages on transcripts.
  4. I don't really have anything to add to this topic, but I hope that you can find a resolution to your current crisis OP. It sounds like you're in a really tough place.
  5. I'll definitely be applying for bursaries. 75% off tuition is huge.
  6. For some context, I have a fairly average credit score and ~40k in student loans. However, a handful of financial difficulties (COVID, Family issues etc.) severely damaged my credit worthiness about a year and a half ago. While these challenges are mine alone to deal with, I have been doing my best to claw my credit score and worthiness to where they are now. I've already started the PSLOC application process at my home bank (RBC). Initially, my financial advisor was quite positive that I would qualify for a LOC; however about a week after the process started she called me saying that there were issues with some derogatory payments and that these payments may jeopardize my application. She seemed hopeful still, but apparently she's having a meeting with her superiors and RBC's credit bureau about my application. If I'm honest I don't feel too confident that I'll receive any funding even if I have a cosigner. Of course I'll try other banks (CIBC Scotia etc.), but RBC is the one I have the longest relationship with, which I think is a huge benefit when it comes to applying for funding. With that said, I'd like to know if there any additional resources available to me in the event that I can't secure a PSLOC. I'm aware that I can apply for public loans and bursaries; however, is there any other options for me other than deferral? I'd preferably like to avoid having to defer for a year, since I feel like 2020 / 2021 has already been a write off career wise and I don't want to lose more time. I've worked hard to get into UBC, and I'd hate for it all to fall through my fingers because of some stupid mistakes I made when I hit rock bottom. Any advice would be appreciated.
  7. Ah okay, I wasn't aware of that. I don't think I stand out with either factor. I have a somewhat above average amount of student debt and an average credit score. Either way my advisor was super chilled out and didn't mention any issues so I'm assuming that's a good thing. Do you know if there's a post on here that goes over FAQ regarding PSLOCs?
  8. This is actually great to know. I just applied for a LOC and I told my advisor that I have a co-signer willing to help me out. But she didn't mention me needing it at all. Hopefully this bodes well for my application.
  9. Thanks I got a call and immediately after I got an email. My portal hasn’t updated yet but hopefully it will in the next few days.
  10. Just got the call! GPA: ~85.6 (confirmed by UBC) LSAT: 163 Index: 91.9 I am beyond excited and will be accepting. Good luck to my fellow applicants still waiting to hear back.
  11. Ah okay I understand. It would be great if there were studies done so that we were given more insight regarding student performance in Canadian law schools. Until then we'll all be pretty much running off of hearsay and conjecture on this topic.
  12. TBH I'm too lazy to do my DD on the topic, but I'd hazard to guess that it's a combination of factors related to U of T's position within Canada. U of T is one of the oldest Universities in the Country that is close the largest centers of power. Those two things alone mean that the school would have a strong alumni network. Now correct me if I'm wrong here, but I reckon firms are more likely to simply just approach schools where their staff studied to interview applicants. Of course I suppose an inflated sense of "prestige" is a factor no doubt. But at that point it's more of a "chicken vs egg" scenario (I.E. which came first, the prestige or the network).
  13. The simple answer is that there is no objective "best" law school. Rankings are subjective (as this entire thread has shown). Canada has a population of ~35 million spread out over a massive land area. This pretty much makes the Country a land of regions where an artificial tier system doesn't matter as much. Plus there are so few schools here anyways that there really isn't any meaningful way to differentiate between them. You should be more concerned with the Cost / Benefit of the school you apply to. Some schools will be better than other schools at certain things, but just because one school is better at one thing it doesn't mean that it's overall better than any other school. You should figure out whether a certain law school is best suited to getting you to where you want to go (I.e. the type of law and market you want to practise). Moreover, you should figure out whether you'll be happy studying there. What would be the point of Studying at U of T or Mcgill if everyday you went there you wanted to walk in front of traffic? I'd happily take TRU or Ryerson over those two if it meant that everyday I woke up, I'd be excited to study law and I looked forward to the day ahead. As an aside, I think it's also somewhat wrong to think that just because X school has the strictest admissions criteria it would somehow be "the best". High barriers to entry does not guarantee that those who pass them are "better" students or more effectual potential lawyers. When I did MUN at Uni, the Ivey kids I met were pompous and lazy. It was the state school kids who were the ones working the hardest and coming up with brilliant ideas. It was the same when I worked full time. Brilliant people are everywhere. Just because they weren't selected by an institution doesn't mean they're less intelligent than those that were.
  14. Although I won't get into specifics, what I will say is that the percentage given to me was lower than what I was expecting. It's not surprising since applicants from Uni's that use 4.0 systems tend to get the short end of the stick when getting their grades converted to a 4.33 scale. Sucks but it is what it is I suppose. Given my LSAT score my index now sits around 91.9. Right on the border.
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