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OnlyResident

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OnlyResident last won the day on July 17

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  1. I think your money is better spent on a reputable LSAT Course/Tutor.
  2. I think at the end of the day what matters is net worth. If after 10 or 20 years, the average net worth of someone who went law school is higher than someone who didn't, then it was a worthwhile investment, at least financially speaking. Opportunity cost relies on a lot assumptions (i.e. savings rate and investment returns) that are not based on reality. The savings rate among Canadians is less than 2%, so if this hypothetical person who didn't go to law school and entered the workforce instead is living basically paycheck to paycheck, is he/she really that better off?
  3. I get that they all not big law as some are smaller boutiques, but the MAG numbers arent even included in that, I only see about 5 positions that are not private practice (Public Prosecution of Ontario and Office of the Ombudsman). Don't most of the boutiques on that list also pay the same as the national firms? So isn't top 25% rather conservative for the amount of people that get a competitive salary? Especially for UofT, Oz and Western?
  4. From my understanding, the starting salaries in Ontario can be rather low relative to the debt one takes on. However, isn't there a strong trend upwards in terms of salary over the course of your legal career? I.e. are there any 10 year calls that are making less than six figures? Also, doesn't the choice of law school being worthwhile depend on your alternative? Like if you graduated with a degree in poli sci, and entered the workforce, would you be better off financially 10 years down the line compared to someone who went to law school right after UG adjusting for opportunity cost?
  5. They could have just asked or you could have commented on it?
  6. The rep didn't make a mistake lol. That is the correct card. You linked the momentum visa when it's supposed to be passport visa.
  7. I got the both the Amex and the other Visa which combined got me 50,000 points or $500. The other Visa is this one: https://www.scotiabank.com/ca/en/personal/credit-cards/visa/passport-infinite-card.html Assuming you meet the spending requirements looks like you can actually get 40,000 points instead of the 30,000 I was offered.
  8. UofT is going to be primarily in-person starting this fall for 1Ls but are also giving students the option to do all classes online if they wish.
  9. https://www.google.com/url?sa=t&source=web&rct=j&url=https://s3.amazonaws.com/tld-documents.llnassets.com/0010000/10102/law%20students'%20society%20of%20ontario%20-%20just%20or%20bust%20report.pdf&ved=2ahUKEwj8qPrs5PLqAhVkgnIEHS3fBcgQFjAAegQICBAB&usg=AOvVaw1EQFIDo0aiuSEOGDwt_DAr&cshid=1596036928629
  10. You get a little above 500 bucks with the Scotiabank credit cards if you meet the minimum spending requirements which aren't that hard to do.
  11. Yikes, that's an oversight on my part. You're correct with the scale. I think if you could get an LSAT closer to the top of your range, you should have a good shot.
  12. I think you'd need to first ask yourself what you want to do after you're done school. Do you want to be a lawyer and practice law in Canada? If so, what kind of law? Have you looked into the process of getting your foreign law degree accredited and taking the bar? Or do you want to do government/policy work? I think in either case, getting a Canadian J.D. first and LLM after (if you want) would leave you with the most options open should you decide to change your path.
  13. You won't be able to because the deadline is in November. So they'll only have your grades from the first 3 years of your UG. You might need to consider waiting a year until you have all your grades and then applying.
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