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Everything posted by NFLDFree

  1. So what would be the best road map to practicing in the US?
  2. That's called "sunk cost". You'll never get that money back. Google "sunk cost fallacy" - law school should be seen as a business decision in my point of view and believing that sunk costs should be taken into consideration when making future decisions is foolish. The fact that you've spent $2k on something does not mean you need to spend $150k to "finish the job" when the prospects are low. However .. if I were you, because it seems you really want to be a lawyer and I'm also assuming you have some financial assistance from somewhere (considering you don't really reason with the financial arguments being made), I would just go to law school in the UK and come back and try to be a lawyer here. If you make it through law school in the UK you should be able to pass the NCA exams, but it will take you 1-1.5 years probably given your past track record in my opinion. If you do go the UK route you're going to need to use the same persistence you've used in taking the LSAT to secure a Canadian articling position. It's also possible you won't get an articling position... Maybe consider the Ryerson program that is a substitute for articling if money is no object. Your stats are very very low and without giving us the slightest amount of information about your access claims it's very hard to assess your chances. It might be personal, but I'm sure you can synthesize the general theme of the claim into a vague one sentence explanation that doesn't get into details so we have at least some information. Lakehead or TRU would probably be the best schools for you to consider. Also, UAlberta actually publishes their breakdown of the LSAT scores and cGPA of their incoming classes in a table. I personally looked at this and I saw that some people were admitted with a 14X LSAT but obviously their GPA was much higher than yours (I think in the 3.7-4.0 range) Have you considered going to law school in the US? There are a lot of low tier schools that will have their medians at your stats. They won't be great schools but at the end of the day if you're getting an international law degree you're going to be at a disadvantage regardless of whether it's from a school in the US or UK that the hiring manager has never heard of. Might be easier for you to to the US route.
  3. I don't think that's a degree that is going to be in high demand from admissions officers *in my opinion* (and again - other people WILL disagree by saying your degree doesn't matter at all). So it won't be a plus, but it won't be a minus either. Dal does a more holistic review process for applications, so you'd probably be well suited to put an application in. What do you have to lose?
  4. I think the LSAT is the most important part - others may disagree. With that said I think you'll get into at least one of those schools. What is your undergrad in? I tend to disagree with a lot of people on this forum who say it doesn't matter, because on one of my acceptances the admissions officer literally told me they liked my undergrad degree as part of my soft skill set and I have a low-ish LSAT score and high GPA
  5. Probably. Just think of it from the perspective of the admissions officer. They probably hold off a little bit for the last wave of LSAT scores before making final decisions. Makes sense if they want to get the best applicants.
  6. This is entirely anecdotal, so I am sure someone else will have a better answer, but I know a lawyer in SF and I was just discussing with him how I'd like to practice in the US in the future. I asked him if it would be better for me (cost benefit analysis basically) to go to school in the US or Canada for my JD and he said Canada and then to do an LLM in the area that you want to practice. I don't know how effective that strategy is for employment though, but he did recommend it to me. Just my $0.02
  7. Are lawyers and law schools "pretentious" when it comes to attire? For example, if I go to an interview in a $100 suit vs. a custom suit am I being judged? Or is it normal to just have a basic suit?
  8. I'm not really sure what to say. I just noted in that message that that isn't what happens in this scenario (that I've heard others get and I'm still working out with my agent). You pay interest on the loan amount that you use. Not the interest payments. So no, the interest is not based on the outstanding amount of the loan because interest doesn't compound. It's a circular argument where you've just said "no that doesn't happen" lol
  9. Prepping for 1L - should I be buying any specific "nice" clothing? Do people care what you wear to class? Do you need "court clothing" whatever that would be. In undergrad I wore sweats basically lol
  10. Let's say you use 10k of your LOC the first day you get it for simplicity. A prime interest rate of 3.95% is about 0.33% a month, so you'll pay $33 in interest every month. The way my Scotia loan works is that the interest payments come right off of the LOC... So at the end of 1 month in this example I would owe $10,033, but for month 2 rather than calculating interest payment on $10,033 the next interest payment is still $33. So over the course of 12 months you'd pay $400 in interest payments added onto your LOC, but you don't have to pay interest on that, which would be the compounding. I'm still confirming this with the agent that I spoke with, but I've heard of people negotiating this. Obviously, as @bigfudge2017noted if you are going to make your interest payment each month this doesn't matter.
  11. Correct me if I'm wrong but you got the Scotia LOC, right? You should confirm that your interest compounds monthly. I've heard of some people, and I'm in the midst of negotiating this now, that don't have compounding interest.
  12. What kind of company do you work at that offers this type of scholarship deal?
  13. Go to school where you want to practice. Lots of time to visit BC in the future
  14. I'm not sure if they're playing games, or if they actually have lenders who don't know much about this program. Your typical lender is spending 99% of their time dealing with local businesses, especially if you're from a small-ish town and go to your local branch. It just highlights how important it is to get educated on what you SHOULD be getting for your loan, because you will overpay if you don't do your homework. The only reason I got my rate is because I was on this site. 0.5% in interest on 100k is 500 bucks a year in additional interest, compounding... It's difficult to see that far ahead, but from someone who has taken a shitty LOC before, it matters.
  15. Is Vancouver's rental market any more outrageous than Toronto?
  16. LOL I think there are better reasons to become fluent in another language than just saving on tuition
  17. What is the culture like in those fields?
  18. Is personal injury a field that pays a really high starting salary? Yeah it would be good to see a breakdown where we can see what the average professions will pay. I assume corporate law would be higher then? Why does personal injury pay so much...?
  19. I went to Scotia and they offered me prime + 0.5% and only 12 months after school. I then emailed a Scotia agent at a different location that I "knew someone" who got 135k at prime and 34 months deferral after graduation. They confirmed that they can offer that, and then I forwarded that email to the agent who offered me +0.5% and 12 months and he said he would honour that offer. I don't bank with Scotia so I plan to get the Scotia paperwork and then show it to my own bank to see if they can beat it at all. Even if they match it I'd probably just go with them because then I don't have to manage two banking relationships. Just an FYI for anyone out there who may be going through something similar.
  20. How much does work experience factor into internships vs. your grades and what school you go to?
  21. It's entirely empirical, and since I've never been to any law school, everything I say will be empirical Just trying to make the best decision for me with the information that I have. Osgoode isn't on my list, but I'm not sure if you're being sarcastic.
  22. Meaning you wouldn't take UofT over UVic, and your view is that UVic > UBC? If so, why's that?
  23. From what I have heard from friends and former colleagues and my significant other - Queen's is SO FAR left that I wouldn't even consider going there since I am conservative and religious as well. From the reading I've done on the Internet as well in regards to students voicing their liberal opinions in the media it's just not something I feel comfortable doing. Dissenting opinions are great, but Queen's seems to be on the other side. Too far for my comfort
  24. Did you apply with Canada Law From Abroad? I agree with most things that were said here. It doesn't really matter what school you go to over there - employers and every lawyer and law student in Canada will assume you went there because you couldn't get into law school here, and it'll be a lot harder to get a job when/if you come back. I understand what commenters were saying regarding Oxford/Cambridge - basically, if you go to one of these schools, it doesn't have the same stigma because they're internationally recognized schools that are hard to get into. Very few people get declined from the schools you were accepted to, and that's not a slight on you - it's just reality. If you can get into a Canadian school (even Windsor, Lakehead, etc.) then it's better to do that! If you are set on going to law school in the UK, I have a friend who is from the UK (40 ish years old) and works in finance in Toronto now, and he told me that (when i asked him a similar question about the UK law schools from CFLA): "Birmingham and City are legitimate. The others are crappy polytechnic schools with new programs, so don't bother with those".
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