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About Iyaiaey

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  1. All the law society can do is prevent you from controlling your own accounts if you have a bankruptcy, I could envision this would make being judgement proof harder, but you are not going to get disbarred for not repaying your student loans. Yeah, what would I know about debt collection, my cousin just runs a large debt collection agency that employs dozens of people.
  2. It is beyond me why any lawyer would attempt to directly discharge their student loans knowing there is a 7 year wait period to do so, when there are far better ways to not pay them back. The most obvious way would simply to be to default your loans and wait for the debt collectors to come calling. They will likely offer to settle the debt for a much smaller amount. These guys buy the debt for 1-3 cents on the dollar. So if you owe $200k and offer them $10k in one payment, they'd take it as they probably paid no more than 5k for it. If they threaten to take your house tell them go ahead, I have none. If they threaten to garnish your wages, tell them your judgement proof and if your wages were sufficiently low, then you could indeed be in the courts eyes. Even if they try, you could just go solo, and then you'd be close to judgement proof as you could simply take only cash payment and they'd have no real way to garnish your accounts as you could just keep your money in cash or shift accounts once they garnish one annually. I knew several solos who operated their practice in this matter, only take cash payments. Of course, you could also just up and leave provinces and they'd have a hard time enforcing their collections, or just do the NY bar and again up and leave. After 7 years it would fall off your credit profile and after 2 years of non-payment they can't sue you if you stop acknowledging/paying the debt. Now if they sue you within the 2 years it is unlikely, but by the 7th year you could discharge via bankruptcy. My ex worked in debt collection, there are many ways to evade this kind of thing.
  3. What letter grade do most 1st year, and upper year classes typically curve to in your experience? How does that weird B- factor into things, given it is like a 2% range.
  4. What is the grade distribution at Dal curve to orlike?
  5. What is the grade distribution like, any mandatory numbers of a,b,c, etc or forced averages? Does it change from year to year.
  6. Has anyone else whose aboriginal heard/not heard back from any other schools?
  7. Exactly, which is why they should simply be made to identify themselves so they can still get scores without disrupting the pool scores.
  8. I am, they haven't even looked at it.
  9. Correct. If you are a new upstart tutor or company, you want to be able to plaster that here is my 3 perfect LSAT scores on the front of your website so I know my stuff so pay me because I'll teach you how to figure this out and these are new trends in the lsat students should know. The obvious solution would be to force these types of writers to declare themselves so they don't taint the test taking pool. Ie. they will have scores but they will be removed from the bell curve pool. I agree lifetime ban is extreme for 1 perfect, they are going about this the wrong way.
  10. These are not aimed at legit students, they are aimed at people who work for pro-testing companies that train students who are writing the test to prove competency to their customers, etc. Someone who has been teaching LSAT for a decade is much more likely to hit 180, than someone who is good on lsat but took a 3-6 months of study. I don't see a reason for someone to take 4 lsats in a year or 5 in 5 years, when scores are good for 5 years and you aren't going to be raising your score substantially just by taking more test to a certain point. The only people who'd need to realistically take more than 3 test in a year are instructors who want to give that information to their students.
  11. All Canadian law schools offer excellent education, its not like the states with Cooley. That is the quality guarantee. Going to a school from an entrance perspective has nothing to do with how good of a lawyer you will be. Unless someone has evidence to the contrary that being a great lawyer is caused by going to a school with tougher admission entrance stats.... And that is also presuming Ryerson stats won't be higher than those other schools. The US example fails because US is an entirely different beast made up of public and private schools and with the t-14 existing and then being dominated by private and ivy league schools. Then you have another set of private schools who are like degree mills. All the Canadian schools are publicly funded and all the Ontarian schools by the same government. If tradition and pedigree were that dominant, the older schools like UNB, Manitoba and Usask and Dalhousie would far surpass the reputation of Western and Queens. Is this what you believe? I think the location of Ryerson will cause most students and faculty with the choice to choose it over anything outside the city because it saves time and money and makes it easier to network. TRU is a new school, they seem to have no worse placement in OCI than Uvic and UBC according to their alumni on this board, and that is despite a major location disadvantage. I agree with you, only time will tell.
  12. Closer to employers makes it easier to network, easier to network, makes better chance at job opportunities. There is a level and ease of convenience that comes in networking when you are that much closer. York to downtown can be a pain in the ass to do. It is doable, just less easier. No artcling won't make it easier to get into big firms necessarily, it will make it easier for students who want to start their own shops. Ultimately, time will tell, we will see in 4 years, perhaps you are right, but the real evidence will be out then.
  13. I don't think it will be considered better than U of T to be honest. But to answer your question, location. Ryerson's location will slowly wean off top faculty (and students) who don't want to commute long distances or leave GTA because they still practice in law or have established careers or obligations that make it harder to leave the city or just more convenient to teach at a school that is literally on Bay Street. Considered by who? The issue is Ryerson does not have a finance specialization which is heavily favoured by many students and employers from the banking/finance area. But Ryerson grads are leaving the school with an average total compensation package of $99,000 a year, this is higher than many of the other elite schools for business in Ontario and Canada, so clearly the employers have no problem with Ryerson grads. Although I will admit, many students or lay people will presume U of T and York>Ryerson MBA, but if they are earning close to 6 figures on average at 90% employment after 6 months, clearly the employers don't mind too much. It is also close to York's and U of T's average salary (more than one less than the other but depends if you count bonuses or not and they don't all calculate the same way ie. U of T counts its emba students but york doesn't and these are people who already come in earning near executive salaries) but its tuition is a fraction of the cost. So if you were looking at it from an objective point of view, Ryerson's program would be better from an ROI perspective for all but finance, you pay less tuition and earn more money. Much of an MBA's value is in networking with your classmates who will in turn directly employ you or forward your resume to the top of a pile in a large corporation right after graduation. Is this the way law schools work in Ontario, are artcling students able to fast track hiring decisions like this? The other thing is that to be considered better than Osgoode, all they have to do is simply place more people on Bay. Given Ryerson is already on Bay, it has a massive advantage despite its shortfalls. Also add on no requirement to article as well, one can merely pass the bar and open their own shop and be what 1 year ahead of many of their counterparts at Osgoode.
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