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Dreamchaser

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  1. Dreamchaser

    Without family money, can you afford to buy a home?

    Partially agree. I can honestly say so much about this topic right now. the real estate market (esp in GTA) is crazy. Banks are getting so strict with approving mortgages even for people with 750+ credit score and no debt. Many, if not, banks ask that you put at least 10% down if buying property under 500,000. and 20% if more than 500,000. Even then, there is no guarantee.I recently tried putting down 10% for a condo which was a little over 500k. and my application got rejected. I mean? I have a very stable job which clearly proves that I can pay the mortgage and I also have 0 debt. I literally mean ZERO. I only use my credit cards for points and then pay them off before the due date. Ironically, I work at a bank myself and the reason is because a lot of people who were putting min. % down were defaulting on their mortgages which called for a tons of foreclosures. so banks were probably like nahh we need more security. Sorry for the rant, as I said, I have so much to say when it comes to buying a property in this region.
  2. Dreamchaser

    Application Acknowledgement

    The feelings mutual guys! 🤣 I read “Gradadmit” and immediately thought “omg is this really happening” until I read the actual email
  3. Dreamchaser

    Are You Happy With Your Income?

    No. Not happy at all. I think I deserve way more. At least 100k for putting up with my boring and lame co-workers.
  4. Dreamchaser

    Reviews on HarvardReady?

    Thank you!! Did you take classes or private tutoring? I’m thinking classes would be better since I’ll get more hours as compared to 25 for private tutoring
  5. Dreamchaser

    Reviews on HarvardReady?

    Omg that’s awesome!! I hope I’m able to improve on RC too because it sucks the life out of me 😂
  6. Hello Everyone, Hope everyone had a good Christmas!! I am browsing around for LSAT prep courses that would help me improve my score. I've written twice (153 on both). I took Kaplan twice but CLEARLY its not helping. I wrote a disclosed test so I was able to see where I messed up. LG was perfect. Logical reasoning about 60% correct and RC about 30% , so thats where I need help. I've heard of Harvard Ready and wanted to hear whether you think it'll help me increase it from a 153 to at least a 160ishh Planning on writing the July 2019 OR September 2019 LSAT Any feedback is appreciated
  7. I would NEVER go to the UK if I plan on practicing in Canada. Although I would have no issues with finding an articling position once I come back (Blame Nepotism), I don't think it is a good idea to study in a country other than where you want to practice. If we were talking about any other program, it would've been a different story.
  8. Dreamchaser

    Paying for Law School

    SCOTIABANK Professional LOC!! Low interest rate, high rates of approval and you have about 16 months after you graduate to make monthly payments
  9. I got the same email this morning
  10. Dreamchaser

    How to Become a Partner on Bay Street

    I didn't read the entire thread so I may be repeating what others have already stated but I can assure you one nothing that nothing worth having comes easy i.e. a lot of money without substantial amount of work. Sounds cheesy I know. but its the truth. I'm not a lawyer myself so I can't comment on how exactly you can become a partner but both my parents are lawyers. my brother has been practicing for a few years as well and I have seen the amount of work they have to put in. Sometimes over 90 hours a week... If you are looking to make a lot of money with minimal work, I suggest changing your career path. Assuming you're in Ontario, get into real estate. Also, if you have enough savings, maybe start up a trucking company. 🤣 Trucking business is good money too and you can eventually own trucks and not drive so its a win win situation in my opinion
  11. Dreamchaser

    Chances (156, cGPA 3.17, L2 3.36)

    Congratulations!!
  12. Dreamchaser

    Chances LSAT 153

    SingleJD or Dual JD?
  13. Dreamchaser

    Is 35 too old to go to law school?

    Never too old to pursue your dreams!! If that’s what you really want to do then why not??
  14. Dreamchaser

    Prep classes

    how did you guys get in contact with him? I've tried calling them, sent an email and left a voicemail as well. So far, I haven't received a response and its been over a month now.
  15. Dreamchaser

    What are my chances? [153]

    Thank you!! I’m definitely working on improving my stats. (GPA AND LSAT score). Guess I just didn’t take it seriously until my last year and when I did put in effort, I had no problem achieveing all A’s. It’s all about hard work and dedication in my opinion.
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