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bigfudge2017

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Everything posted by bigfudge2017

  1. bigfudge2017

    GPA calculation / Chances (four possibilities)

    I don’t like to be overly negative 😁 plus sometimes miracles happen and I like to leave the door open for those. As for the rest, I think your chances get much much better with a 3.92/155! Are you waiting for the Jan lsat scores? Because with anything higher than 155 I’d say you’re a lock for admission. I got in with 3.6/163 for reference
  2. bigfudge2017

    GPA calculation / Chances (four possibilities)

    A+ is treated as 4.0 not 4.3, the 3.66/155 is a little low based on their applicant profiles. Lowest with that I think is a 158 and that’s cutting it
  3. bigfudge2017

    LOC question

    i think I would have benefited immensely from some financial literacy type classes in high school. thanks all for your input
  4. bigfudge2017

    LOC question

    Hello all, figured I would ask this here because I’m financially illiterate and because there’s no one I know that would know. My LOC agreement states that interest on my principal will be calculated daily and compounded monthly. The rate is at prime (3.95). Assuming my first year tuition will be ~13k, and I let that balance sit on the LOC for a year...does that mean that each month they’re gonna calculate ~4% interest on 13k, and add it onto my total amount borrowed? The way I worked it out, that means after 12 months I’d owe a total of 19k. That’s about 500 in interest per month.... I may have that wrong and I really just want to understand what I’m getting into with this LOC before I start drawing on it like a kid with no impulse control and no parental supervision. thank you!
  5. bigfudge2017

    LOC question

    Yes I went with scotia. That’s unreal.. I didn’t know you could do that, but it’s too late as my line has been finalized. That being said I hope you’re successful with that. As long as I pay the interest every month there won’t be anything to compound anyways but not having to worry about that would’ve been even better
  6. bigfudge2017

    Why does U of A average LSAT scores?

    I’m assuming it’s because only taking the last 60 credits is a pretty forgiving system for most people so maybe the averaging of scores makes up for not considering cGPA
  7. bigfudge2017

    Chances of Acceptance? 156 3.6 GPA

    There are about 10 spots (give or take) for holistic admission so it might be a little risky. For reference, I got in with 3.65 and 163 so it’s just the lsat holding you back
  8. bigfudge2017

    LOC question

    thanks guys!! that is way more affordable than I thought, even with compounding taken into account. I wouldn't have to make interest payments during school but I'm now strongly considering it now that I know prime is an annual rate.
  9. I got in this year with a 3.65/163 you’ll be fine :)
  10. bigfudge2017

    U of A vs U of C

    Hi all. Just another school comparison question. I’ve recently been accepted to Calgary for this upcoming year and am waiting/hoping for an acceptance from U of A as well. I currently live in Edmonton, but I think I’d like to work in Calgary. I’m thinking about which one I’d like to attend so if given the choice I will already have the answer If anyone could chime in with their thoughts of both schools and their respective pro’s/cons that would be great.
  11. bigfudge2017

    U of A vs U of C

    Yeah I received a promo email for admitted students from UCalgary that said the same thing ^ im assuming the next highest school with 14% is U of A. I’ll have to go thru the firm websites and see the split between A and C, and then try and figure out how much of that difference is due to the U of C being better in Calgary and how much is that U of A students generally don’t want to go to Calgary or some other factor? If I do stay in Edmonton, I know the firm salaries are lower but have bonuses/incentives that raise the base compensation higher so it’s not like staying in Edmonton is bad either
  12. bigfudge2017

    U of A vs U of C

    thanks! honestly from what i've gathered, the difference between them is small, so the best option for me might be to stay in edmonton, live with my parents and save the 1000+ on rent, food, bills etc i would be spending monthly and keep my debt as low as possible
  13. bigfudge2017

    Waitlisted at Calgary 2019

    I’ll be withdrawing my spot so hopefully one of you guys get in
  14. bigfudge2017

    Accepted 2019

    Email. Took the lsat in sept 2018, and am a current student but not at u of a
  15. bigfudge2017

    Accepted 2019

    Got the offer of admission today! 3.6/163
  16. bigfudge2017

    Paying for Law School

    Hey thanks, yeah I have an offer from Calgary. I was just approved a couple days ago from Scotia, it was just a weirdly arduous process getting them to start my application. My experience is probably specific to my representative though. As a heads up, my LOC is @ prime for anyone who’s having a tough time with negotiating with their bank.
  17. bigfudge2017

    Paying for Law School

    agreed, he just made it sound like he doesnt get many applications this time of year- which was super reassuring as when he emailed me my contract to sign it was filled with errors ranging from my birth date to the date at which I'd start making payments haha
  18. bigfudge2017

    Paying for Law School

    I was just going off what the rep told me! glad to know I’m not jumping the gun
  19. bigfudge2017

    Paying for Law School

    I was just approved for my LOC for 135k with Scotia! Idk if other banks will do it this early though
  20. bigfudge2017

    Personal Statement Submission?

    I just received an email response from them saying to ask in April/May due to the high volume of applications they’re reviewing
  21. bigfudge2017

    Personal Statement Submission?

    Good to know it’s not just me they don’t wanna help 😂
  22. bigfudge2017

    Personal Statement Submission?

    How did you get your gpa confirmed? Every time I call and ask they tell me they can’t?
  23. bigfudge2017

    Chances?

    I got in with a 3.65/163. You’ll be okay!
  24. bigfudge2017

    West Downtown or East

    I’ve seen a lot of apartments downtown for rent. What would be the best time to lock down a place, August? Or is that too late. Also if anyone has any feedback on which end of downtown is safer or whatever that would be nice too
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