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butfirstcoffee

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  1. butfirstcoffee

    Changes to Scotiabank's Offering

    I agree. Yeah my advisor seemed very flexible and mentioned that he would honour any new changes that happen in the future before I enter repayment, which I appreciate. Who knows, maybe in the next few years they will be offering something even better than a 24 month grace period and we will benefit from it.
  2. butfirstcoffee

    Changes to Scotiabank's Offering

    Of course. Yeah it made me a bit nervous signing a legal document that said one thing but in reality there was some sort of verbal side agreement that I do not have proof of. So I made sure I had proof. It baffles me how a bank can do business like that though, not to mention the massive inconsistencies this forum brings to light. But Scotiabank in my opinion offers the best financing option for law students, so I suppose I'd rather put up with it.
  3. butfirstcoffee

    Changes to Scotiabank's Offering

    I noticed this problem too when reading over the paperwork. I was told through e-mail there would be a 12 month grace period on interest payments only, and a 24 month grace period on principal payments from my program study end date (after articles). However, the paperwork only states a 12 month grace period on both interest and principal payments. I asked my advisor and he said they haven't changed the paperwork yet to properly reflect these new changes (which is extremely problematic in my opinion), but if better conditions are offered before you go into repayment they will always honour the most up to date policy. It seems like it is verbal which is unsettling, but I have kept the original e-mail in which my advisor promised a 24 month grace period on principal payments just in case this will be disputed when repayment comes.
  4. butfirstcoffee

    Changes to Scotiabank's Offering

    I was just approved for $45K a year also and have it in writing.
  5. butfirstcoffee

    Suits for Women

    Yeah I do notice that too, which is why a lot of men seem to like to play around with different coloured/designed socks. I just wasn't sure if that would work for women. I ended up returning the pants because although I probably could get away with wearing them, I wouldn't say I felt as comfortable and confident as I would have liked. For me at least, confidence is key when it comes to clothing. But it's nice to know that a shorter pant is still acceptable, as I'm sure I'll encounter this same problem again in future considering my body type. Thanks!
  6. butfirstcoffee

    Suits for Women

    Yeah you're right, it's probably not the best to try to make something that's too small work when I could just get a bigger size tailored. Thanks!
  7. butfirstcoffee

    Suits for Women

    What is the consensus on the appropriate length and style of your pants when wearing a suit? I bought a suit from Banana Republic and it fits perfect, however I am a bit worried about pant length. They hit at or slightly above the ankle when standing which I thought is fine, but when I am sitting they do ride up a bit and expose some leg. I would be wearing heels with them if that makes a difference. I am hesitant to get the long size because the smallest is size 2 and I think that would be too loose on me as I normally fit a size 0. Here's a picture of them: https://bananarepublic.gapcanada.ca/browse/product.do?cid=1050784&pcid=1050784&vid=1&pid=267817003
  8. butfirstcoffee

    0L's - post any questions in here

    That clears things up, thank you! Now I don't need to worry about missing out on anything if scholarships/awards take place after classes start, as I know some law schools offer them prior.
  9. butfirstcoffee

    0L's - post any questions in here

    Does anyone know how scholarships, awards, and bursaries work at TRU? From what I gather, all students are qualified for entrance awards/scholarships and ones that require an application open sometime in August. The awards/scholarships that require applications seem pretty clear to me, but there seems to be less info on the entrance ones. When are the entrance awards/scholarships given? Does TRU offer them in their acceptance letters or is it closer to or after the first day of classes?
  10. butfirstcoffee

    Suits for Women

    Those are some great ideas, thank you! That's also nice to know I won't be unprepared for 1L with what I have.
  11. butfirstcoffee

    Suits for Women

    Hi all, I am starting law school this September and was curious on what the general consensus is for suits in 1L. By looking at this thread it seems that most people agree that having one suit is enough, but if you are extra involved you may need more. I was planning on investing in two outfits for 1L, one sheath dress for wine and cheese type events, and one suit. I also just bought two pairs of heels to go with both, and will be buying a simple tote bag to match. Will this be sufficient for 1L? How many events normally occur throughout 1L that would call for more formal attire? Thanks for the help!
  12. butfirstcoffee

    Best lot for parking at U of M?

    I Lot and ACE Lot are also good options. I would advice against U Lot because it's quite a significant walk to get to the law building. If your classes are in other buildings then it's alright, but to the law building it would probably be a 20-30 minute walk which in my opinion makes the commute to your classes to be too much. I can remember many times being a bit late to get on campus only to park and realize I still need more time to walk to the building my class is in. For law students, I would say Q or ACE lots would be best. I Lot would be okay also. But all in all there really isn't a student parking lot that is close to the law building, so it's all kind of just a crapshoot.
  13. butfirstcoffee

    Feb LSAT

    I believe the December LSAT is the last one they take.
  14. butfirstcoffee

    Concern Re. Braces During Law School

    Yeah, if its like wisdom teeth removal then it shouldn't be too bad. I've heard the worst part is the uncomfortable swelling the days after, not so much the pain of it. Yes, we do have the same problem. Surprisingly, I do not grind my teeth or have jaw pain like many people with this same problem do. I am mainly getting the surgery done to correct my bite and for aesthetic reasons. I am also still deciding whether or not I will also be getting upper jaw surgery at the same time as the lower, which my surgeon says isn't necessary but will enhance my appearance more. I have heard of those types of braces, but my orthodontist never mentioned them. I am not even sure he offers that as an option. I'm not sure it would be worth it to pay extra for that either in my opinion. I just wanted to make sure that I was able to get the clear ones. Alright! I will try to remember, if everything goes as planned it will all be said and done by December of 2019!
  15. butfirstcoffee

    Concern Re. Braces During Law School

    Thank you! I actually had a similar reaction, I had no idea I needed such a thing and was completely shocked when my orthodontist told me this. I almost didn't know what to say back to him. I also went home and researched it more and realized that although it would suck, it would probably make me a lot happier and confident. I always disliked the way my jawline looked, and didn't know there was a surgery available that could correct this. I'm also a bit of a perfectionist and am on the quest to be one of those people who has a perfect smile. My surgeon told me the surgery isn't much more painful than wisdom teeth removal, I'm not sure how much I believe that though. Yes, a lot of the time braces are required to align the teeth properly before the surgery. In my case I had to have two bottom teeth removed (I have a small mouth and crowded teeth), and am supposed to have the braces on for a year and a half before surgery. My lower jaw will then be pulled forward to be in line with my top teeth. Sorry if that's graphic but I think the process is sort of interesting. I then have to keep the braces on six months post-op, then I'll be getting a permanent retainer to prevent my teeth from shifting from then on. It's a two year process. I also think it will be somewhat comical coming into 2L looking like a completely different person to my peers, as I scheduled the surgery during the summer after 1L. I've heard not many people get legal jobs during the first summer, so I should be able to get away with sitting at home eating through a straw and nursing my swollen face without much notice
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