As someone has already said, based on looking at UofT's aid estimator, the cost to attend UofT could end up being comparable or even less than the cost to attend Osgoode and I think that's definitely one reason why some people choose UofT over Osgoode. Osgoode does offer bursaries as well but as far as I'm aware, there isn't any sort of aid estimator and it seems like that's an issue for you. Also, in regard to location, I think most people would probably agree that Downtown Toronto is a better location than York. Downtown has access to everything, including lots of law firms. Being situated Downtown also allows for good networking opportunities. In contrast, York isn't a very nice area and the campus is also kind of isolated. I also think the prestige definitely attracts a lot of people to UofT. It's consistently rated as the best law school in Canada and is even regarded as one of the top law schools in the world. Rankings may not be important and may not actually affect the quality of education you get, but everyone wants to feel like they're getting the most out of their investment of time and money in law school so it's not surprising if a lot of people are attracted to the prestige of UofT. Lastly, a lot of people on here have talked about the fact that UofT offers an advantage when it comes to Bay Street / BigLaw firms. For people who aren't certain about what kind of law they want to pursue, I can see why the Bay Street / BigLaw advantage might seem appealing especially since a lot of future law students I've come across seem to think that working at a Bay Street firm is the key to success and riches (not sure if that's actually true, but I'm going to assume it's a little exaggerated). Overall, I'd say don't worry too much about what other people are doing, focus on the the pros and cons of each school that are relevant to you! Everyone's interests and opinions are going to be different so don't be swayed too much by what other people are saying.