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Everything posted by BlockedQuebecois

  1. FWIW, the reps have very little control over whether or not you’re approved, and the advice you received is in line with the general advice they give students. It’s usually not necessary to close other credit accounts ahead of applying – I know I didn’t have to. Something is clearly going on in the back end with Scotia’s loan approval officers, for whatever reason. And it’s unlikely that your rep received any more information than what was relayed to you. Either way, apply to the next bank and see what happens. At the end of the day, the packages between the banks are all the same, with the exception of small differences between credit card point systems. If you get turned down by another bank, contact your school. Most schools have emergency funding to help handle this kind of issue when it arises, and they’ll work with you as long as you’ve applied to two banks in good faith.
  2. They’re realistically closer to a B+ average, since OP clearly got either a D, D+, or C in PubCon. And more realistically, they probably got a D or D+, since it would be silly to hide a C when it’s the highest possible grade they could have gotten. Plus, didn’t Ottawa do some weird thing where you could keep your midterm grade OR see your final grade and keep it OR see your final grade and hide it? That’s going to significantly affect what an average and well above average grade out of U Ottawa will be, this year. OPs grades are good. They’ll get them interviews at firms, and possibly even interviews at appellate courts, if they want. But they’re not incredibly high.
  3. They probably got accepted to TRU and Windsor. OP: Your opportunities will be essentially the same out of both schools. Decide whether you’d rather live and work in BC or Ontario and go to that school. If you don’t care where you end up, decide whether you’d rather spend three years in Kamloops or Windsor. If you don’t care where you live, go to the cheaper one.
  4. PDF warning TL;DR: You can apply to clerk at the tax court at any point after (and including) 2L, including after graduation and after being called.
  5. I mean this nicely: your grades are good, but they’re not that good. Once you adjust to Pub Con being either a C or C-, you’re essentially a mid-to-low B+ average student, aren’t you? A solid 20% of your class is likely above you. I think high grades can limit some opportunities. If you’re a straight A student, firms that are used to applications from less academically accomplished students are going to wonder why you want to work there, instead of at Henein Hutchinson or Stockwoods or whatever firm has a reputation in your field for hiring academically accomplished students. But you’re not anywhere close to the stage where people start wondering why you’re applying to them instead of Stockwoods. Which means that if firms are writing you off as being too academic, something else is wrong with your application. Maybe your cover letter sounds too academic, maybe it’s something in your cover letter, or maybe you’re giving off that vibe during interviews. Figure out what it is, and fix it.
  6. That’s... not what that says. The analyst was predicting what OXY’s bid price would be, as it was “gearing up to top [Chevron’s] inevitable bump”. They were ultimately wrong. I think the bid ended up being approved at just north of $72 per share in cash and Occidental stock. Although query what the value of the bid was when it was made, it’s possible it amounted to $76 per share prior to the devaluation in Occidental’s shares. My recollection is that Gordon Haskett never took a position on whether or not the acquisition was a good one or not, but I could be wrong. All of this is rather besides the point though, isn’t it? The point is that incidental information can be used to draw conclusions if other information is present. Whether or not people react “properly”, as measured by hindsight, to that information isn’t relevant.
  7. Yeah. Which is why shorting or selling ahead of the announcement would have made money relative to if they didn’t know of Buffett’s involvement. Shares often fall on news of Buffett’s investments, because they’re often disadvantageous to existing shareholders. In the Occidental case, he was mainly purchasing preferred shares which weren’t affected by potential dividend cuts to the common shares traded publicly. Another good example is Dominion Energy losing a tenth of its market cap since it announced it was selling off assets to Berkshire Hathaway’s energy unit
  8. Nevermind, there’s an online example sample with the LSO. Fortunately, we don’t need to worry about mis-bubbling this year, since the questions are presented one-by-one on the digital exam.
  9. I didn’t attack your character, I challenged the tone of your post. And look, all you had to do was say “you misunderstood me, I meant that I can’t imagine the offices actually opening and people actually waiting in hour long lines just to get into the office, not that people are currently waiting in hour long lines.” And I would have looked silly for misunderstanding you, would have apologized, and we all could have enjoyed this lovely evening. Which is what I plan on doing now, because there’s quite literally no reason for huge posts with caps locks and bolded letters and the taking of the lord’s name in vain. Have a good night
  10. Sorry, for clarity, your complaint was that office buildings have set up ropes to queue people who aren’t, in fact, there? Call me crazy, but I think you just spent an hour writing out your post (rant?) because you initial post did not, at all, clearly communicate your point. Anyways, I don’t think I’m the one who needs to calm here, and I’m going to leave the conversation in order to facilitate the temperature decrease needed. Take a few minutes and re-read your reaction here. Have a good night!
  11. Sure, but when your question is why would that many people ever do that, you’re implying that this is some kind of peculiarly bad situation. In reality, it’s not uncommon for plenty of Canadians to deal with much worse working conditions than waiting in line in FCP. I’d agree with you if they had simply said “There’s like hour long lines at FCP, it looks awful”. But that’s decidedly not what the tone of the post was.
  12. Lots of people deal with far shittier things than waiting in a queue to get into their jobs. Hell, there was that recent SCOTUS decision that said workers didn’t need to be paid while waiting up to 25 minutes to go through screening before leaving amazon warehouses. As for why people do that? Generally it’s because they, you know, need their job.
  13. True, but paralegals providing family law services has been a hot button issue in Ontario for years. I don’t think the same is true with regards to labour/employment services.
  14. I’m surprised they can represent clients in front of the Child and Family Services Review Board, considering they’re not allowed to practice family law generally. You learn something new every day!
  15. Look, no offence, but you just wrapped up 1L. You’re entering a profession. It’s fine to seek out information about specific issues, but this thread is quickly becoming a “I don’t want to do research, please someone spoon feed me everything I need to know about legal practice” thread. You’ve gone from asking a somewhat specific, but rather obvious, question about bankruptcy law to saying “what can a sole solicitor do”. When you’re asking a question that broad, or asking a question so easily answerable as “is the scope of practice for paralegals different between Alberta and Ontario”, it’s clear you’ve done insufficient research. And in addition to asking people to spoon feed you information, you didn’t even do them the service of telling you what jurisdiction you’re in, so they could spoon feed you accurate information. I think you should sit down and do some actual research in relation to fields of legal practice that interest you. Look at what services are being advertised by small firms/soles in your jurisdiction. See what files they’ve been involved in. Then, once you actually have an idea about what the correct questions to ask are, come back and ask them. Or, and probably better yet, talk to soles doing the work you want to do in your jurisdiction. This site can be great for questions that your network can’t answer, or for questions that you’d rather not ask mentors or possible employers. But when you’re essentially asking “how do I become X”, asking someone who is X is likely to net you better answers (particularly since this forum is rather Ontario and BC-centric).
  16. Paralegals in Ontario are licensed by the LSO and are allowed to represent individuals within the scope of practice, which includes small claims court, certain tribunals (including the LTB), provincial offences, and summary conviction matters. Are you in Alberta? If so, that may explain your understanding of paralegals, since it’s not a regulated profession there.
  17. *picturing students scurrying from their bedroom to their bathroom then their kitchen with a legal pad*
  18. I think that’s usually for people who open their own practices, and thus would need a revolving line of credit anyways. I’ve heard that employees may be capped at $50k as a line of credit, which obviously wouldn’t cover the debts of a lot of law students. With that said, it’s always possible to negotiate and see what kind of deal you can structure.
  19. UBC actually does offer a medical negligence law course. But yeah, if OP wants to practice in Ontario, they’re probably better off going to an Ontario school.
  20. What even are the dates for the solicitors? Is the 4th the earliest we can write?
  21. Quick! Everyone sign up for the 4th so paz by can’t!
  22. If it helps, I haven’t started preparing yet, and I’m scheduled to write on the 15th. So you’re surely better prepared than me. I would just focus on the fact that the bar exam in Ontario is, largely, procedural. Unless you have a history of test anxiety that severely hampers your performance, or you have no idea how to write a multiple choice exam, you’re probably going to pass. And even if you don’t, it’s hardly the end of the world.
  23. It’s been mentioned above, but I think you need to accept that file management is part of your job. Things can obviously be automated to a degree, but it’s ultimately on you to input the necessary data (or ensure your assistant does). No software is going to be capable of automatically updating every time there’s movement on a file. In my opinion, you’re missing out on valuable advice by shooting it down because it’s not the perfect solution.
  24. What kind of malpractice do you want to commit? U of T is obviously the best choice if you want to mess up Bay Street files and cost is no object, but if you want to get innocent people sent to jail you may want to go to a cheaper school so that your loans don’t make a criminal law practice infeasible
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