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BlockedQuebecois last won the day on June 21

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  1. It’s worth noting, since OP seems inexperienced on this topic, that a lot of the insolvency work at big firms is going to involve much smaller companies than Sears or Target. It’s almost all going to involve institutional clients, but the big firms are often on for creditors in relatively small insolvency proceedings. Sears, Target, Nortel, etc are huge files that almost all of the big firms will be on in some fashion, but much of the work is going to involve real estate developers, manufacturing companies, construction companies, etc. It’s also worth noting that insolvency is an area that, like litigation, is amenable to boutique practice. That’s particularly true on the debtor side. Chambers ranks Thornton Grout Finnegan and Fishman Flanz Meland Paquin amongst the big law firms in their nationwide insolvency rankings, and both firms are <20 lawyers, I believe. It’s not clear if OP wants to work with average people or simply wants to work at a smaller firm, but if they want to work with a smaller firm and institutional clients, that’s an option in insolvency.
  2. They probably googled “maximum OSAP” and clicked on the first result: https://www.ontario.ca/page/maximum-amounts-aid
  3. OSAP hasn’t changed for full time students attending accredited universities. Any suggestion that it has is simply incorrect. If I had to guess what’s going on, you either: (i) filled out your application wrong, which is rather funny because your first reaction was to come complain on the internet; or (ii) you assumed that OSAP would cover all of your expenses, and you’re now shocked that the Ontario government isn’t all that interested in paying $40,000/year for you to get a law degree.
  4. I’m a bit confused by your situation. Are you happy there or not? You agreed with Diplock when he suggested you aren’t, but now you’re telling me you like the firm and the firm likes you. If you’re not happy, the obvious solution is to leave. Any new job is going to have some degree of uncertainty, and in my mind trying to time your departure to make sure the economy is okay when you next search for a job is like trying to time the stock market – you might get lucky, but you’re not going to do so reliably. If you are happy but still want to move in house, asking for a secondment strikes me as the best option. Worst case, your firm or the company say no. Then you’re in the place you’re in now. Best case, you get the secondment and you the company wants to keep you in a year. Middling case, you get the secondment, return to your firm in a year, and you simply look for an in house job at that time. Even if you view it as a step backwards, which I think is an odd way to view that situation, it’s a paid step backwards while you look for your next gig. There’s only three times asking for a secondment doesn’t seem like the right choice here: (i) if you think it would lead to the offer being withdrawn; (ii) if you’d rather be unemployed in a year than return to the firm (in which case, you should obviously take the job); or (iii) you’d rather stay at the firm (in which case, obviously turn down the job).
  5. It sounds like OP may very well be in the position of having to look for a job in whatever kind of economy exists a year from now anyways, considering they don’t like their firm and their firm doesn’t like them enough to let them return. If I were OP, I would at least explore the possibility of this being set up as a secondment. That would give OP the chance to return to their firm if nothing materializes in a years time, and a chance to exit if room opens up at the insurance company. The worst that can happen is they say no, and OP is in the play they are already.
  6. No matter what you think about Queen’s campus, which I agree is nice, there’s no way that’s worth paying $30,000 extra over the cost of going to Osgoode.
  7. Sort of. The Ontario government under Ford changed OSAP to charge interest during the grace period, which was supposed to match the long-standing federal policy. But the federal government subsequently changed the policy to not charge interest. The net effect is beneficial for OSAP recipients, since the federal portion of student loans is larger than the provincial portion.
  8. The bolded is incorrect. The six month grace period is a grace period for payments, not for interest. Interest starts accruing as soon as you graduate or otherwise leave your studies.
  9. You’ll be fine for every school except U of T. If your grades stay up for your final year, you’ll likely be competitive for U of T.
  10. I doubt there’s a meaningful difference for Calgary jobs between Sask and Windsor, assuming you can afford flights out to Calgary. Unless you want to work in Ontario or Saskatchewan, I’d probably just go wherever is cheapest
  11. But it would be a really good tv show. Why do we waste time with small claims nonsense on those weird court tv shows? I want the Maury x Judge Judy collab.
  12. These are all Ontario schools? If that’s the case, you’re basically asking about what would happen if you email the school and say “Look, I know I agreed to play by these rules, and I know you agreed to play by these rules, and I know every other law school and applicant in Ontario agreed to play by these rules, but could you make an exception for me?” And, not to be harsh, but these are schools that have already decided, by putting you on their wait list, that you’re their last resort. Why do you think they’re going to break the rules for someone they don’t even want in their class? So no, none of the schools are going to make an exception for you. And while nothing bad is likely to come from asking, there is the chance that the administration at one of the schools shares your attempt to circumvent the rules with the school you’ve provisionally accepted. And though at the end of the day it’s unlikely to matter, I know that, at Osgoode at least, the people who handle admissions also have a good bit of internal responsibility when it comes to clinics, deferrals, and all other kinds of administrative issues. They’re nice people to have in your corner. I wouldn’t want to piss them off before I even get to law school. At the end of the day, you agreed to these rules when you decided to apply to Ontario law schools. They weren’t a secret. It’s probably best to live by your past commitment.
  13. You know, normally I think reaching out to a school during the application process is a bad idea, but in this case it may be worthwhile. If I were you, I would consider sending a brief, polite email to UOttawa stating that you’ve been accepted by another school and you have to get back to them by July 1st. Say that you are waiting to hear from UOttawa, and you would accept an offer from them if they’re able to offer you a position by July 1st. I did something similar with UBC back when I was applying, and they responded to let me know that an offer would be coming in the next few days. As long as you’re polite and don’t expect anything back – including a response – I don’t think there’s any harm.
  14. Bird in hand > two in the bush. I actually might disagree with others here regarding Windsor dual. What’s the opportunity cost of waiting a year with uncertain prospects? If you can earn a good chunk of change over the next year, rewrite the LSAT, and reapply next year, it might be worth it to delay a year. But if you can’t – say you’re looking at working a minimum wage job for the year and you think your odds of boosting your LSAT are long – maybe it’s worth it to accept the dual, pay the premium, and get to practicing a year earlier. Although with the CDN so low, you are looking at a substantial premium on tuition
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