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About Toad

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  1. I'm inclined to believe the average lawyer with several years of experience is able to buy a decent home in most Canadian cities. Especially if they have a significant other who is contributing. If you're talking a 2 million dollar shed in Vancouver the conversation obviously changes a lot
  2. Toad

    Third Year Stats

    I remember reading a thread on this forum from an applicant in the third year of undergrad a few years ago. She confirmed with the admission office that third and fourth year applicants were treated the same. She ended up getting an acceptance despite not having exceptional stats. It's possible that things may have changed between now and then. You may want to try to verify it with the admissions office. The accepted thread currently is on the first page. It usually reaches 8-15 pages. There's no need to be worried considering it doesn't appear like the first major acceptance wave has even occurred yet. If you look at some of the older threads some of the people getting accepted in February have higher stats than those accepted in January. Acceptances aren't necessarily sent out in a perfect wave of highest to lowest index scores.
  3. Toad

    Have I ruined my chances?

    Some may. The University of Alberta doesn't care as long as you're not taking introductory level courses that are not applicable to your degree. I have 5 years of undergraduate completed because of changing majors. My GPA for my first couple years of undergraduate was terrible. I still got accepted on the first day of acceptances in January. The University of Alberta is one of the most forgiving schools when it comes to those who performed poorly in the past. As long as you're able to perform at an A-student level for 2 years and perform well on the LSAT you have a good chance.
  4. When I wrote the LSAT I was only given the building information. When I showed up they had papers taped to the doors with the appropriate room numbers based on your last name.
  5. Toad

    Privilege is...

    I don't disagree that certain people have more barriers than others. You did work hard for what you received in life. But you were also the beneficiary of having what appears to be a 1 in 10,000*+ intellect and a temperamental inclination towards hard work. The percentage of those two things that are innate or hereditary would both be considered privileges. *Inferred from posts you've made on this forum in the past.
  6. Toad

    Privilege is...

    I think it's perfectly reasonable that you haven't encounter a law firm that is comprised of majority non-white people, even in Toronto. 1. Law firms are largely comprised of older people from a time when Canada was much whiter. The median age of a lawyer in Canada is around 47 years old, meaning the 1996 census is more relevant to the overall composition of law firms than the 2016 one. Toronto was around 33% visible minority in 1996. 2. Even when a population is 50% visible minority, that doesn't necessarily mean you would expect approximately 50% of the new lawyer population to be visible minorities. This is because a significant percentage of the visible minority population would be comprised of first generation immigrants of which the vast majority come here after the age of 25. A better comparison would be comparing second and third+ generation visible minorities to second and third+ generation white people as a percentage of new lawyers. Otherwise you're including people who mostly came here after the age in which most people pursue education. Realistically when the numbers are taken into account, I can't imagine a situation where a large law firm, even in Toronto, would end up being majority non-white unless they explicitly tried to hire predominantly non-white people. From those firms you linked, 23% of the students are visible minority. For comparison, UofT Law is 30% visible minority/aboriginal and Osgoode Hall is around 27% visible minority. And the best numbers I can find suggest Toronto is around 30% second and third+ generation minorities. The numbers are a lot closer than I thought they would be. The main story seems to be a massive under representation of certain minorities rather than a massive under representation of minorities in general. I'm one of the people in this thread who agree that white people, on average, have it easier. As do men, heterosexuals, etc. My consistent point of disagreement with your posts is that I consider many of your conclusions to be too broad and too strong.
  7. Toad

    Privilege is...

    I think we're talking past each other here a bit. Something being reasonably accessible to the majority of Canadians is not the same as being reasonably accessible to every single Canadian. I also suspect we do not define "reasonably accessible" the same way.
  8. Toad

    Privilege is...

    I don't think the idea that, all things else being equal, a white person has it easier than minorities on average is that controversial. (Similar for discussions on gender and sexuality) Instead I suspect that a lot of the animosity over privilege comes from some of the following: (1) Privilege is frequently used in such a way as to try to classify the entirety of someones existence without consideration for the variation among individuals and without taking into account the hundreds of other privileges that exist. This line of thinking results in things like a certain black YouTube millionaire recording a video in his mansion talking about how a homeless white person has more privilege than he does. (2) Privilege is intersectional, situational, and frequently probabilistic. Which means when talking about average group differences it can be quite effective but breaks down during individual analysis. Some of the privileges that get classified under garden variety "white privilege" are actually an intersection of being white and wealthy or white and upper-class. Subsequently, one of the groups that frequently respond negatively to the idea of white privilege are white poor people because they are expected to answer for advantages they don't experience. (3) Privilege is sometimes weaponized. If a person is first exposed to privilege from a person trying to discuss it in good faith they are more likely to be receptive to the idea than if their first exposure is a raging mob trying to use it as a tool to silence the opposition.
  9. Toad

    Privilege is...

    I think "to some extent" is a fair characterization. The degree of "some" can be debated. You earn something insofar as you take action to take advantage of the opportunities presented to you. But nobody ever earns all of the opportunities presented to them. Is it a coincidence that those who earn their way into UofT law are incredibly disproportionately upper-middle and upper class? Speaking historically, at least in western countries, the profession was limited to an extremely small subsection of elite upper class white males. I consider living in a time and place where these barriers are largely torn down to be one of the biggest privileges I benefit from. I agree that minorities, on average, still have it worse. That being said, nobody in this thread is sufficiently disadvantaged in any particular area as to have prevented them from entering one of the highest paying and highest status professions in one of the countries with the highest standards of living to ever exist. There are a lot of people in this world who would kill to have the opportunities presented to even the most disadvantaged people in this thread. With respect to university accessibility, 14% of Canadians fall below the low income threshold. My family earned over $10,000 below the low income threshold and that's only because we were lucky enough to receive the CPP benefits from having one of the parents being dead. Given that I was able to get through university despite being in the bottom 10% of families in terms of income, I would say that on an economic basis university is reasonably accessible to most Canadians. I do acknowledge that the bottom goes way lower than what I experienced, but given that we're talking "most" and not "all," I consider my point to stand.
  10. Toad

    Privilege is...

    Although a person (to some extent) does earn their way into law school and does earn their success as a lawyer, they do not earn the fact that attending law school and being a lawyer is a highly advantaged position. A person does not earn the historic context of the profession that makes it prestigious. A person does not earn the fact that there are institutions of higher learning that are reasonably accessible to most Canadians that allow a person to enter said profession. A person does not earn the fact that Canada is economically wealthy which allow lawyers to collect high fees from private citizens and the government for their work. And they do not earn how the many institutions that exist within Canada allow the legal system and society to function in such a way as for people who possess a certain set of skills talents, and training to reap massive benefits from them. Etc. To me it makes sense that people can make incredible personal sacrifices to earn their success within a profession while at the same time being massive beneficiaries of the privileged position that said profession occupies.
  11. Toad

    Admission Advice Please on Application

    Manitoba drops your 10 lowest classes UNB drops your lowest 25% if you have completed at least 4 years Queens and USask look at your best 2 years UAlberta looks strictly at your last 2 years, but averages LSATS Dalhousie looks primarily at your last 2 years, but they've been known to be occasionally prejudicial against those with low CGPAs Calgary looks primarily at your L2, but will consider your CGPA Western is primarily L2, but iirc may be prejudicial against low CGPAs UBC/UVIC drop a few of your lowest classes UToronto is your last 3 years (iirc) Unlike the United States, Canadian schools vary pretty wildly as to how they assess applicants. For us to offer you better advice it would be helpful if we had your GPA for your last 2 years (60 credit hours), your best 2 years, and with 10 drops.
  12. Toad

    When does LOC become available?

    Mine took a few days to show up too, I think I got the email from my representative on a Monday saying it would be set up soon and got access to the funds around Thursday of the same week.
  13. Toad

    When does LOC become available?

    I've had access to mine for awhile now. Do you see the account in your online banking with the "available credit" listed? Or is there nothing there related to the LOC?
  14. If you go through the tuition calculator and highlight over the "i" it will tell you what you can opt out of https://apps.admissions.ualberta.ca/costcalculator/static/public/index.html# Not like it's worth the effort though, you can't opt out of anything else. Edit: Actually I might be wrong, despite saying "Opt out: No" the student union website has a page that suggests something different. I'm still inclined to believe successfully opting out of anything but health/dental is difficult and rare https://su.ualberta.ca/about/budgetsfees/optouts/
  15. Toad

    PSLOC declined

    You may want to run a free credit check from Borrowell or CreditKarma to see the specifics of your credit report. Banks generally don't care about government student loans for PSLOCs unless it exceeds $60,000. I assume you don't have any collections on your report because you'd probably be rejected without the option of a co-cosigner if that was the case. So I'd guess it's either late payments or high utilization causing a low credit score. Depending on what the issue is, you may be able to fix your score pretty quickly.