0Lol

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  1. congratulations! what do you have a master's in?
  2. I agree. I also had a terrible experience with TD. They offered my 100k for just prime but they also tried a tied selling technique with life insurance. It's illegal and a complete joke. TD also makes you pay at least interest while you are a student, so you've dodged a bullet. Be happy they sucked cause at the end of the day you're better off with Scotia who offers at just prime plus no repayments until 2 years after graduation. TD can't match what scotia is offering. You're richer than you think
  3. can you elaborate? even tho TD is just prime?
  4. I can confirm all of this. which option do you think is better??
  5. that's a legitimate question... i wonder where the MA is from.
  6. congrats! don't be surprised. you deserve it.
  7. i dig your inclusiveness
  8. wow you're rude. chill out. be nice to people. higher numbers does not make someone better. I got into ottawa and i hope you didn't cause i don't want a classmate like you around.
  9. it's okay, you can rewrite like many do
  10. I'm all for applicants who are not "cookie cutter applicants." Diversity and experience is important, and I acknowledge that sometimes that's more valuable than a degree. But you can also have diversity, experience on top of being a "cookie cutter applicant" if you mean by having a bachelor's degree and better lsat. I'm not sure what you mean by cookie cutter... it would be nice if you can clarify that for me. It's not fair to discount the hard work and time it takes to achieve a bachelor's degree. I don't think a lawyer's opinion on your work will overcome the low lsat. Being too busy is not a real excuse. We're all busy. If anything, since you did not get a BA, you should have made 100% sure to get that great or at least decent LSAT score. Postponing your application until that lsat score is achieved would have been the best bet.
  11. no need to be mean about it.
  12. I agree with the above. One strong letter of recommendation can do what 5 co-authored letter can do, if not better because it would be more coherent. Seems odd that there are 5 authors. But that's not the issue with your application. It's the low lsat in conjunction with no undergraduate degree. from my understanding, to be honest, that seems like a terrible combination. they will overlook one or the other but in this case you do not have either lifting you up. Is there a reason why your lsat is low and why you didn't do an undergraduate degree? You would have to explain why you chose this path... and why you didn't do well on the lsat. it seems like a lot to overcome. at the very least, i would rewrite the lsat. i hope you take this as constructive/honest criticism.
  13. on the list as well. 157 CGPA 3.3 last 2 around 3.7 (maybe a bit less) MA 3.8-3.9 I'm surprised to be on the wait list. I think it's because they are LSAT focused.
  14. which schools would you recommend???? where did you come from and why did you pick ottawa?
  15. surprised... it might be your CGPA which is low but still..