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About randominternetperson

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  1. Transcripts

    Contacting your institution(s) directly would probably be a better way to go about getting an answer. For me, I was able to do everything through my school's website - they'll send transcripts to any address you request (after paying, of course). I'm sure your school has something similar on their website and if not, just give them a call.
  2. Study material for lsat exam.

    I liked the Powerscore Bible for LG coupled with the 7Sage videos. For LR and RC, I didn't use a book but I've heard good things about the LSAT Trainer and Manhattan. Other than that, I did like 25 full PTs which, in my opinion, is the most important thing you can do (along with a thorough review of all answers that you were either unsure about or got incorrect). Do some searching through these threads. These questions have almost definitely been discussed in more detail. Oh, and maybe provide some more details in your future questions so that posters have a better idea of how to help you. Cheers.
  3. Study material for lsat exam.

    I concur.
  4. Thoughts on these law schools:

    Check out the specific forums on this site for the schools that you're interested in and have a look at the school comparisons section as well-there's tons of useful info throughout this site. You're probably not going to get any useful information from this thread without at least giving some more information on what it is exactly that you're looking for from a law degree.
  5. Do I have to do anything through LSAC?

    Awesome, thanks a lot!
  6. Do I have to do anything through LSAC?

    Hi everyone, For those of you who have applied or are familiar with applying to Canadian law schools, do I have to do anything through the LSAC website in order to have my score transmitted? I'm mainly interested in U of T, Osgoode, and UBC so any info specific to these schools would be much appreciated. I know that Osgoode/ U of T use OLSAS and I have put my LSAC acct. # in the proper form so I'm just wondering if I need to do anything on the LSAC side of things to approve their request for my score? Thanks so much for any help!
  7. RBC's "A & B List Law Schools" Bias

    I suspect, as mentioned above, that these lists have more to do with the repayment history of students, rather than some arbitrary measure of prestige. UBC may be "prestigious" enough to be considered a top Canadian law school but the extremely high COL in Vancouver (where many UBC grads will work) probably affects repayment rates in a way that makes them view UBC as a higher risk.
  8. Prime rates at banks

    The Prime rate is actually set individually by banks, based off of changes to the overnight rate, which banks use to loan/ borrow funds from each other on the overnight market. Usually, all the major banks in Canada will have the same prime rate, which is a couple percent above the overnight rate (because if they didn't, there would be an incentive for people to borrow at the bank with a lower prime rate and put their money into saving accounts at the bank with a higher prime). Right now prime is, indeed, 2.95% for all the big Canadian banks which is up by exactly the .25% that the BOC raised the overnight rate by a month ago. So, people borrowing money are now paying .25% more per year in interest. For student lines of credit indexed to the prime rate (which I think all are), any changes to the prime rate going forward will just change your annual interest rate by the amount by which banks change the prime rate. There is a lot of speculation that rates will be going up another .25% in a few months and that trend may continue for a while with modest increases, so keep that in mind when borrowing. For example: If your line of credit had an interest rate of prime + 0.5%, then right now you are sitting at 3.45% annually. If we see another .25% increase, you would be at 3.7% interest rate annually. If you owed $100,000, a .25% hike would mean that you would be paying approximately $250 more per year in interest and your monthly payments would increase by somewhere close to $21 per month.
  9. Chances? CGPA:3.66, L2:3.98, B3: 3.98, LSAT: 164.

    Hey @Otter248 and thanks for your response. Personal statement is in the works, almost done, but I'm going to continue working on it for the next month or so to make sure it's pristine. I don't have some amazing story to tell or any "extra-special" EC's, so I'm hoping that speaking genuinely about my interest in law and my general story will be enough. I know that the LSAT is what's holding me back from being more of a lock, but I just cannot imagine going through that whole process again. Plus, I scored near the middle of my practice test range, so the marginal benefit may not be worth the additional effort here. TBH, I am pretty sure that I won't rewrite. I'm definitely glad that my B3 is high, so I guess here's to hoping that it is enough to push me over the edge. Once again, thanks for your thoughts! RIP
  10. Hello, I'm looking for some thoughts on my situation. My stats are as follows: CGPA: 3.66, L2: 3.98, B3: 3.98, LSAT: 164. Had a rough start which brought down my CGPA a bit but been nearly all A+ since then. Will be applying very early in the cycle, if that makes any difference. What are my chances for U of T?
  11. Chances: cGPA/B3 3.34 B2: 3.50 LSAT: 160

    If you spend a few minutes browsing the accepted threads for the schools you're interested in, you should be able to gauge your chances. U of T is likely out of the question barring a >170 LSAT but assuming you keep pulling your GPA up and can get a score >165, you should be in a good position for the others you've listed. Some schools only consider your best 3 years (B3) or last 2 years (L2), so these may work in your favour (you can find this info on the school's websites). Either way, just browse the threads and use Ryn's predictor: http://lsutil.azurewebsites.net/Prediction2016/Index and you should have a good idea where you stand.

    Perhaps @ScotiabankHalifax can help you with this.
  13. Should I give up?? [3.01 and 3.14 so far]

    I'll echo what others have said. After my first year of uni I had a GPA below 2.8. Took two years off to work then went back at it three years ago, worked my ass off, and I'm sitting in a pretty good position heading into next years cycle (OLSAS CGPA 3.65ish and an L2/B3/B2 all > 3.95) I'm not saying you should take time off, but for me, I wouldn't have the opportunities I have now if it weren't for that time away from school to get my mind straight. Improving that GPA is totally possible, just keep your head up and keep the end goal in mind. Also, if you take a gap year after you graduate, your entire transcript will be considered so those earlier grades will have a lesser effect than they do with only 3 years completed at the time of application. This would be especially helpful for L2/ B3/ B2 schools.
  14. Part time years

    Hey! I'm not a frequent poster to this site but I once made a similar post asking for a wide array of info like this and was able to find out most everything I needed from previous posts. Try taking a look around the site, there's a ton of useful information that will answer all of these questions and more. People may chime in and help you (more than I'm able to) but really, there is more than sufficient information to answer these questions on this site- just start looking through the various forums. In any event, good luck to your "friend"
  15. How will U of T evaluate my GPA?

    Hello Amir021, and thank you for your kind words. That definitely puts my mind at ease as U of T would be my number one choice. Obviously there's still a lot of work to do but it's nice to know that I didn't shoot myself in the foot too severely with my struggles earlier on. In any event, thanks again and good luck with your studies!