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gabbyk

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About gabbyk

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  1. D-Day!!!! (ie. Course Selection)

    It boils down to personal preference really, but I checked my top 5 blocks (just out of curiosity) and they were all full not even by 10:05. Meanwhile, I checked a couple other blocks I told myself to stay away from and those were still open.
  2. D-Day!!!! (ie. Course Selection)

    Worked seriously well for me too! 9:59:59 - hits "proceed step 2 of 3" 10:00:01 - BOOM enrolled 10:00:03 - refreshes the page to double check and the block I chose was full already.
  3. exactly this. locked in investments but can liquidate next year so a portion will go towards interest.
  4. Thank you so much! And agreed with your comment on RBC - their deal isn't so sweet
  5. Hi - I'm currently shopping around for PSLOC and I've narrowed it down to TD and Scotiabank. I have accounts at Tangerine, RBC, and TD so I'm not fond of the idea of opening accounts at another bank (Scotia) and rather just reconcile into one bank (looking like TD now since RBC's PSLOC was just a horrible offer). But I'm fully aware that Scotia has a much better reputation for PSLOC. Just a couple questions though! 1. Just like how Scotia had changes in offering this year (bump from 100k to 125k) if there are changes again in the next year or so, will Scotia allow these changes to be applied to existing PSLOC? Do any other banks do that? 2. I plan on making monthly interest payments from my own savings, so Scotia's perk of the interest payment grace period isn't so appealing to me (btw, how does paying out of LOC for interest vs. interest just being accrued automatically and calling it as "no interest payment required until..." any different?) That being said, without this option, isn't TD's PSLOC pretty much the same as Scotia's since I don't need a cosigner or TD and interest is at prime for both? Aside from additional $10K if needed during articling year - TD wouldn't offer this. Any two cents on how to tackle this would be highly appreciated! I also might transfer to the US (as part of the program offered) so I also need the flexibility to be able to have easy access to the loan... which is another reason why I'm leaning towards TD. Thank you soo much in advance!
  6. I provisionally accepted on OLSAS and uoZone says "Status: Accepted Offer" -- but did not receive any emails.. Should I be concerned?
  7. Hi guys! I know this will be a very dumb question but how do I check the application status? When I applied back in November, all I got was just a confirmation email that I applied. There were no links provided with a username to check anything....am I missing something here? Thanks in advance!
  8. I passed Canadian Securities Course and Conduct and Practices Handbook exams, and have certificates, not a point of contact to confirm these. What should I do? I thought of leaving a general number but I don't know what to put as first and last name. Thank you guys in advance!
  9. OLSAS - Other Information Section

    Yeah I agree! Better to err on the safe side. I will call OLSAS tomorrow and find out! Thank you so much.
  10. SAM on OLSAS

    Hi guys! Just wondering if you guys uploaded your resume on SAMS? Sketch doesn't have space to list job descriptions so wondering if you guys uploaded an actual copy of resume. Thanks!
  11. OLSAS - Other Information Section

    Yes, it has a Details section below. That's why I also think it could include voluntary withdrawal... I have an addendum prepared as supplementary document so it won't be a big of a deal for schools that has fields for this extra piece of information, but for some law schools with just one field specific for personal statement, I might have to incorporate this piece into the personal statement somehow. But still, not sure whether to put yes or no for that particular question.
  12. Hi guys, I am going to call OLSAS to get the accurate information next week, but during the meantime, does anyone know if the question below entails voluntary withdrawal? Were you ever required to withdraw from a law school or other postsecondary program It's confusingly worded because of "required to withdraw"... sounds like poor academic performance led to dropout when in fact it was for other personal reasons. Thank you guys!
  13. OLSAS - Sketch/Verifiers

    I will call them first thing tomorrow! Thank you so much
  14. OLSAS - Sketch/Verifiers

    Thanks! I recently started my new role, literally a month ago, so there really isn't really anyone I can inform as of yet . Any opinions?
  15. Is the Sketch section basically your resume? Not seeing a place to attach resume on OLSAS. Also, for Verifiers section, if I don't want my current employer to be contacted (they don't know I'm applying to law school; if they find out, uh it could cost me a job) is there anything I can do? I'm pretty sure they will be contacting at least a few of my verifiers to confirm... Thanks!
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