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harveyspecter993 last won the day on December 7 2017

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About harveyspecter993

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  1. There's no harm in trying. Worst case scenario, they ask for a cosigner.
  2. Is it worth worrying at this point?

    Those figures are from 2016. When you brought up medians in your other comment, I assumed the 2017 figures had been posted. It is quite curious that Osgoode hasn't released figures for its current 1L class.
  3. Is it worth worrying at this point?

    Do you happen to have a link to the median figures of the current 1L class?
  4. Appointment Tomorrow For LOC, Advice?

    According to the Scotia advisor I spoke to, in articling, you don't make any payments. In the year after articling, you only make interest payments and principal + interest payments start in your second year as an associate. You also have the option to ammortize your debt for 10 or 15 years.
  5. Appointment Tomorrow For LOC, Advice?

    I'm not sure if you'll have to close your RBC account if you choose Scotia, it something you'd have to ask the Scotia representative you speak to. At any rate, with Scotia you're also pre-approved for an AMEX and a gold visa, which is nice. The monthly interest charges are also added to the LOC, so you don't actually have to make payments out of your accounts, unlike with RBC.
  6. Appointment Tomorrow For LOC, Advice?

    You don't need income to secure a PSLOC for law school. They're also not going to require a cosigner unless you have none/very little or terrible credit. I hate to be a downer but with RBC, you need actual proof of enrollment to being the application, a letter of admission won't be enough - it is for Scotia, but not for RBC. Queen's and Lakehead are also not on RBC's A-List so they're not going to offer you prime. Scotia definitely offers the more welcoming package, in my opinion.
  7. Rejected from Western 2018

    I continue to be surprised by these January rejections.
  8. Ask a 1L — 2018 Edition

    Thank you, that was very informative. By the way, did you go to UBC for undergrad?
  9. Is Lifetime?! Cumulative Undergrad GPA always used?

    Oh, you're back.
  10. Ask a 1L — 2018 Edition

    1. What happens at that pre-1L dinner in Vancouver? I recall you saying you attended last year. How should I prepare? Is there a lot of business talk? 2. How and when does one apply to be a first year volunteer with the business clinic? Thanks.
  11. Law School Survival Guide Recommendations

    You should aim to thrive, not merely to survive.
  12. Osgoode mailed acceptance package

    They said they've received my acceptance. The lady said she refreshed the system and so it'll hopefully show up on OASIS tomorrow.
  13. Osgoode mailed acceptance package

    I might call and ask because I'm getting a bit nervous.
  14. Admissions Anxiety

    Their initial post made it seem as if they hadn't heard back from any school. Secondly, it's hard to tell anyone it's gonna be okay if you don't know where they stand.
  15. Admissions Anxiety

    Why are you so anxious if you already have an offer from Western?