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  2. Thanks for the advice haha. I'm not too discouraged. I figured my GPA wasn't good enough, so I'm happy to give it another go.
  3. Yes
  4. I'm sure we can agree if you can explain why. It's a false equivalency, I suppose, because most mortgages dwarf student loan payments, don't come with some tax creditable interest and, don't come with government sponsored relief programs - I don't suppose that's the answer you're looking for. Otherwise, no, there's no difference.
  5. Were.you always 19?
  6. Oh yeah then they changed it, to what OP described. Maybe that's in conjunction with them being more strict with their dual language requirements.
  7. Yesterday
  8. I'd hope we can both agree that it's a false equivalency to compare secured mortgage debt to unsecured student loan debt.
  9. Hi all, I'm applying for 2018 admissions and applying all over Canada (Oz, Queens, Ottawa, UBC, UVic, Alberta, Calgary) and was wondering about the actual acceptance of offers. I was reading about the Ontario schools and you can select to partially accept but keep others open. If I was to provisionally accept an Ontario school, can I keep the other Ontario open and would that have any effect on the BC/Alberta schools and vice versa, if I had provisionally accepted another school outside of Ontario the effect on those? Additionally, how long will I have generally to think about and leave an offer open, before giving any answer? This for any schools would be appreciated! If anyone can help with ayn of those schools it would be much appreciated!!
  10. Do you know how long she has been away for?
  11. In the context of the broader population $100k in debt is life-destroying? Most Canadians in their 30s have debt far in excess of that - how do you think they can afford all those condos popping up around Toronto and Vancouver like mushrooms. The average mortgage in canada is something like $200k (which, note the reflects some people who just bought a home and have a $400 or $500k mortgage, and some who bought a home 24 years ago, who only have a few thousand dollars left). Somehow, their life goes on (and I won't even get into the people who borrow to buy a store, open a restaurant, set up a business,etc. - ventures which are infinitely riskier than going to law school). Hey, you can believe whatever you want, but there is no evidence to support it.
  12. Well, yes, but then the lawyers I'm thinking of are paid more than the average lawyer.
  13. Like any reasonable person, I just want people to have the best data available. And, IMO, inaccurately rosy data is more dangerous than inaccurately pessimistic data, if only because it encourages prospective students to take on irresponsible levels of debt. I mean, who cares about $100,000 in law school debt if there's a good chance you could be earning over $120,000 3 years after graduating? (Even though, in the context of the broader population, $100,000 in debt could be life-destroying.) It could just be that my small sample of personal acquaintances in the legal profession were all pitiful hobos (and here I include myself), but I think just about all of us would've salivated at $96,000 at 2 years post-call. Actually, I still regard that as a good salary right now. My own strongly-held belief (and you're free to lambaste me for not having good Canadian data to back it up) is that the bifurcated income distribution seen in NALP data in the United States is becoming prevalent in Canada as well, and people would be served well if they approached the issue of law school debt assuming the worst about their future income.
  14. Government salaries tend to be middle of the road for everything, at least in my experience (military and research). The benefits are where they really make it worthwhile. That said, once you're including all government lawyers and all big law lawyers you've got to think you're getting a pretty sizeable group of lawyers, don't you? If that's the case then you can offset a whole lot of those low earners and still have a fairly high median.
  15. Oh ok. I think the major difference is that we weren't responsible for registering for classes. We only had to confirm our intention to enroll on Minerva and indicate our language preference. The way it was set up was that timing didn't matter as long as you met their deadline.
  16. I'm aware that government pays less than Bay street but isn't it also the case that it pays more than many private practice employers? Without having any data to point to, my sense is that government lawyers earn more than the average lawyer. Happy to be corrected.
  17. Also, wait, isn't London south of Toronto? Shouldn't it be warmer/have less snow than Toronto? Or do the lakes mess with the weather sufficiently? Also, there are big lakes in Ontario, right? I haven't been mislead
  18. Haha my comment was mostly tongue in cheek, thank you both for the responses though That said, this winter my street in Vancouver had snow on in for nearly 2 weeks! So I think I can say I'm a snow-driving expert at this point.
  19. Thanks bernard. I should clarify lest I lead anyone astray - I was answering bq's (apparently facetious) question and he's going to be living in the GTA, where plowing/salting happens relatively quickly. But yeah, for London, I'd seriously consider winter tires from the pictures I've seen.
  20. For what it's worth, I was just looking up a bunch of my friends who worked for the G on the sunshine list - when they were 2 year calls, they were making ~$100k. Now, the G isn't know for the generosity of its pay (but for the benerosity of its pensions) so the stats can numbers again, are consistent with that.
  21. I still haven't even heard back lol. But I don't care, I've already accepted my offer at UofA. I'll decline if I get in/waitlist, but I won't withdraw my application just because I wanna see what happens. Why not, right? I think it's more likely I'll be rejected anyways.
  22. Snow tires are highly recommended if you're going to be driving in the winter in London. It can snow several centimetres a day for several days in a row, maybe over a week sometimes. The city also isn't amazing at plowing/salting super quickly just because so much can come down so regularly.
  23. I'm pretty sure both unicorns and fairies exist, at least according to urban dictionary.
  24. Of course not. I just have a special disdain for people who try to debate using statistics and then, when presented with statistics that don't follow their worldview, start talking about how they don't believe in those statistics. That's doubly true when the statistics are from the same place – as MB pointed out, if you believe the law statistics are skewed then there's no reason to believe your original statistics are accurate. It's like arguing that unicorns clearly exist, but you just can't believe in fairies.
  25. I don't really drive, but I have friends from both schools of thought (all-season and winter). On the one hand, you probably aren't used to driving on ice/snow. On the other, you're living on campus so it's not as if you NEED to drive every day. In adverse conditions, you can afford to wait for the snow to stop and the streets to be plowed and salted. So if I were you, I'd probably just wait and see. If it gets a iffy even when you're driving slow, then switch.
  26. Do you really need to be such a snide asshole all the time? I was providing my own opinion so that it could be weighed with other views. I'll leave it to other experienced members of the forum to make their own judgments. I actually thought it would be a consensus view that $96,000 at 2 years post-call was inordinately high for a national median in 2013, but if people are actually satisfied to the contrary, so be it.
  27. Doesn't Toronto have like 30 per cent of all lawyers in Canada?
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